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Aditya Birla Sun Life Retirement Fund-the 40s Plan
NAV, returns, holdings and category rank. Updated 6 Nov 2026.
Aditya Birla Sun Life Retirement Fund-the 40s Plan is a Solution oriented · Retirement fund from Aditya Birla Sun Life. Over the last three years its direct plan returned +12.2% a year, #8 of 27 Retirement funds on that measure. Its largest holdings are ICICI Bank Ltd, HDFC Bank Ltd, Infosys Ltd.
At a glance
What it holds
- Banks 20%
- Pharmaceuticals & Biotechnology 7%
- IT - Software 5%
- Consumer Durables 5%
- Retailing 4%
- Insurance 4%
- Other / cash 56%
78% in shares across 57 stocks. Biggest: ICICI Bank Ltd, HDFC Bank Ltd, Infosys Ltd.
Last five years
How bumpy
Worst fall in five years
In past market falls
From AMFI NAV history (via mfapi.in) and NSE's Nifty 50 month-end levels, price only. Past performance may or may not be sustained in future. A description of the past, not a rating or a recommendation.
| Plan | NAV | 1 year | 3 years a yr | 5 years a yr | 3Y rank |
|---|---|---|---|---|---|
| Direct | ₹21.885 | +3.00% | +12.25% | +9.46% | #8 of 27 |
1-year figures are absolute returns; 3 and 5-year figures are yearly compounded. Growth options, from AMFI's NAVs. Ranks compare the same plan within the category by past return; they are not a rating.
What Aditya Birla Sun Life Retirement Fund-the 40s Plan owns
57 stocks, 78.2% of the fund in shares, from the portfolio Aditya Birla Sun Life disclosed for September 2026.
Top 10 holdings
Sector mix
Other Retirement funds
| Fund | 1Y | 3Y | 5Y |
|---|---|---|---|
| ICICI Prudential Retirement Fund Pure Equity Plan | +2.49% | +18.54% | +16.48% |
| Aditya Birla Sun Life Retirement Fund-the 30s Plan | +11.39% | +15.75% | +10.74% |
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan | +1.68% | +15.69% | +12.34% |
| Union Retirement Fund | +3.53% | +12.09% | — |
| Axis Retirement Fund - Dynamic Plan | −0.05% | +11.61% | +6.58% |
| Tata Retirement Savings Fund-Progressive Plan | +5.21% | +11.58% | +8.96% |
| Tata Retirement Savings Fund-Moderate Plan | +4.87% | +11.04% | +8.88% |
| Axis Retirement Fund - Aggressive Plan | −0.21% | +10.77% | +6.14% |
See all 29 Retirement funds ranked
Questions
What is the NAV of Aditya Birla Sun Life Retirement Fund-the 40s Plan?
The direct plan's NAV was ₹21.885 on 6 Nov 2026.
What returns has Aditya Birla Sun Life Retirement Fund-the 40s Plan given?
Direct plan: +3.0% over 1 year, +12.2% a year over 3 years and +9.5% a year over 5 years, as of 6 Nov 2026.
Which stocks does Aditya Birla Sun Life Retirement Fund-the 40s Plan hold?
As disclosed for September 2026, its top holdings were ICICI Bank Ltd, HDFC Bank Ltd, Infosys Ltd, out of 57 stocks.
Should I choose the regular or the direct plan?
Both plans hold the same portfolio. The direct plan has a lower expense ratio; the regular plan is bought through a distributor, who is paid a commission and helps you choose, invest and keep track.