Your account
What is KYC?
KYC is the one-time identity and address check you must complete before investing in mutual funds. It is recorded with a KYC registration agency and used by every fund house.
How it works
You need your PAN, an address proof such as Aadhaar, a photograph and your contact details. Aadhaar-based e-KYC can be completed online in minutes. Your KYC status is checked by every fund house before it accepts an investment.
Keep your KYC details current: a change of address, mobile number, email or tax residency must be updated so that statements and money reach you.
Example
Once your KYC shows as validated, you can start a SIP with any fund house using just your PAN.
Keep in mind
- Use your own mobile number and email, never your distributor's.
- If your KYC is on hold, it must be fixed before new investments.
Questions people ask
Do I need KYC for each fund house?
No. One KYC with a registration agency covers all fund houses.
How long does KYC take?
Online Aadhaar-based KYC is usually done in minutes and confirmed within a few days.
Related terms
General information for education, not investment advice or a recommendation of any scheme. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in future. Last reviewed 25 October 2026.